Features
Interest Rate: Base Rate + upto 2.25% premium per annum
Facilities
In order to purchase the land/building for residential purpose, construct or renovate the residential building, this loan can be facilitated for the capital requirement of such purpose upto 2 Crores.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Certified income source
- Photographs and Citizenship certificate of Guarantors
- Purchase agreement/deed ( In case of purchase of land/building)
- Land ownership certificate (Lal Purja) with ownership type
- Blue Print
- Malpot Receipt
- Four Boundary Certified(Char Killa)
- House Construction Approval (Map)
- Building Construction Permission Letter from competent authority (If applicable)
- National Identity Number (NID)
Fees and Charges
- Administrative Charge – 1 %
- CIC Charge – Rs. 282.5 per inquiry(For No Transaction Report)
- Rs. 621.5 per inquiry (For Transaction Report)
Features
Interest Rate: Base Rate + upto 4.00% permium per annum
Facilities
1. Personal Term Loan
For the fulfillment of long term personal commitment made by individuals while purchasing land, building or personal borrowing, personal term loan can be used.
2. Personal Overdraft
Individuals those in the need of short term financing facilities can enjoy such loan for the ease of personal requirement.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Photographs and Citizenship certificate of Guarantors
- Land ownership certificate (Lal Purja) with ownership type
- Certified income source
- Blue Print
- Malpot Receipt
- Four Boundary Certified(Char Killa)
- House Construction Approval(Map) or Completion certificate ( In Case of Building) from relevant office.
- National Identity Number (NID)
Fees and Charges
- Administrative Charge – 1 %
- CIC Charge – Rs. 282.5 per inquiry(For No Transaction Report)
- Rs. 621.5 per inquiry (For Transaction Report)
Features
- 48 hours processing time for Loan after submission of all documents
- Interest Rate: Base Rate + up to 2.50% premium per annum
Facilities
The Muktinath Share Loan is a short-term loan facility that allows borrowers to obtain financing by pledging shares of companies listed on NEPSE. The loan can be used to purchase listed shares or for other bank-approved purposes. Financing is available up to the single obligor limit prescribed by NRB. The loan is offered for a maximum tenure of one year and may be renewed annually, subject to satisfactory repayment performance and compliance with the Bank's lending policies.
Requirements
- Copy of Citizenship Certificate
- Complete Loan Application Form
- Complete Know Your Customer(KYC) form
- Recently Taken passport size photo of the debtor and the householder
- Map of the residence of the debtor and the householder
- Copy of citizenship of the debtor and the householder
- Gross share certificate
- DMAT statement
- PAN Card
- National Identity Number (NID)
Fees and Charges
- Administrative Charge – 1 %
- CIC Charge – Rs. 282.5 per inquiry(For No Transaction Report)
- Rs. 621.5 per inquiry (For Transaction Report)
Features
Interest Rate: Base Rate (BR) + 2.5%
Facilities
Muktinath SME Business Loan is designed to provide short-term and long-term capital needs of the business. It helps registered small and medium businesses set up, expand or fulfill Working Capital requirement in line with NRB guidelines.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Photographs and Citizenship certificate of Guarantors
- Firm registration certificate
- PAN registration certificate(If any)
- Article of Association and Memorandum of Association (In case of Company)
- Balance sheet, Cash flow, P&L a/c, Stock (Audited report and projected report of 3 yrs)
- Minute of BOD (In case of Company)
- In-case of New company/Firm Feasibility Report
- Land ownership certificate (Lal Purja) with ownership type
- Blue Print
- Malpot Receipt (Tiro Tireko Rasid)
- Four Boundary Certified(Char Killa)
- House Construction Approval (Map) or Completion certificate ( In Case of Building) from relevant Municipality/VDC office
- National Identity Number (NID)
Fees and Charges
- Administrative Charge – 1 %
- CIC Charge – Rs. 282.5 per inquiry(For No Transaction Report)
- Rs. 621.5 per inquiry (For Transaction Report)
Features
Interest Rate: Base Rate + upto 4.00% premium per annum
Facilities
In order to part-finance and re-finance of commercial vehicle (i.e. Bus, Trucks, Taxi, Jeep, Microbus, Heavy equipment’s like excavator, roller, dozer etc.) to be used for purpose of public transport or/ and for transportation of goods or/ and for official use by business firm/ companies.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Certified income source
- Photographs and Citizenship certificate of Guarantors
- Quotation of vehicle from authorized dealer
- Updated Blue Book in case of second hand vehicle
- Other supporting documents on demand
- National Identity Number (NID)
Fees and Charges
- Administrative Charge – 1%
- CIC Charge – Rs. 250 per inquiry (For No Transaction Report)
- Rs. 550 per inquiry (For Transaction Report)