Saturday July 26, 2025
वि.सं
२०८२ साउन १० शनिबार
FIXED DEPOSIT (Effective from 2082/02/01)
| Product | Interest Rate(Per Annum) | Payment Frequency | Minimum Balance |
|---|---|---|---|
| 1. Individual Fixed Deposit Product | |||
| 3 Months | 3.50% | Quartely Basis | |
| 6 Months | 3.75% | Quarterly Basis | |
| 9 Months to below 1 Year | 4.00% | Quarterly Basis | |
| 1 Year to 2 Years | 4.25% | Quarterly Basis | |
| Above 2 Years to 10 Years | 6.25% | Quarterly Basis | |
| Muktinath Remittance Fixed Deposit(Up to 2 Yrs Only) | +1% as per the tenure | Quarterly Basis | Rs. 5,000 |
| Recurring Deposit(Upto 5 Years only) | 6.25% | Quarterly Basis | Min. Rs. 500 to Max. Rs.20,000 |
| 2. Institutional Fixed Deposit Product | |||
| 6 Months | 2.75%% | Quarterly | |
| 9 Months to below 1 Year | 3.00% | Quarterly | |
| 1 Year to 2 Years | 3.25% | Quarterly | |
| Above 2 Years to 10 Years | 5.25% | Quarterly | |
| 3. Akshaya Kosh | Negotiable | Monthly/Quarterly | Rs. 5,000 |
Note:
1. Monthly interest on fixed deposit shall be paid as per the banks' decision.
2. The interest rate on account opened for USD pre-paid card shall be zero percentage.