Friday June 14, 2024
वि.सं २०८१ असार ०१ शुक्रबार
European Microfinance Award

Muktinath Smart (Mobile Banking)


  • Mini statement view
  • Account Dashboard which links linked account information like Saving Account, Loan Account details.
  • Biometric Login Security using Fingerprint for both Login and Transaction Pin.
  • Graphical Statement and Account Dashboard
  • Payment to different Merchant Outlets using QR Code
  • Mobile Top up viz. NTC Prepaid/Postpaid, Ncell Prepaid/Postpaid, NT Landline, ADSL
  • Recharge Cards viz. NT GSM, NT CDMA, Dishhome, Broadlink internet, Smart Cell ,Dishhome,
  • Load eSewa Wallet
  • Personalized QR Code
  • Electricity/Airlines/Internet/Dmat/MeroShare/TV/Education Fees/Water Bill payment
  • Banking services without internet(SMS Banking)
  • Intra Bank Fund transfer service
  • Facilitated with schedule payment feature
  • ATM card renewal request
  • E-Commerce service activation request
  • Fixed Deposit request
  • Loan Against Fixed Deposit request


Muktinath Smart Mobile Banking provides convenient mechanism and quick access to banking services for Muktinath Bank customers from their mobile devices. The popular services are balance inquiries, recent transaction details, e-recharges and bill payment to utilities like Ncell postpaid, Ncell prepaid, Top up, NTC ADSL, NTC landline and NTC postpaid mobile phone bills. Muktinath Smart Mobile Banking integrated with Fonepay enriches our customer with more enhance services like Interbank fund transfer, Muktinath Bank merchant payments.

Fee Charges

Inter bank fund transfer charge

Transaction Amount Service Charge (NRs)
per transaction 10

Wallet Load Limit

Per transaction NRs. 25,000
Per day NRs. 100,000
Per month NRs. 500,000

Mobile Banking with QR Payment

Per transaction NRs. 100,000
Per day NRs. 300,000
Per month NRs. 10,00,000