Tuesday December 10, 2024
वि.सं २०८१ मंसिर २५ मंगलबार
European Microfinance Award
Np

Housing Loan

Features

Interest Rate: Base Rate + upto 4.00%  premium per annum

Facilities

In order to purchase the land/building for residential purpose, construct or renovate the residential building, this loan can be facilitated for the capital requirement of such purpose upto 2 Crores.

Requirements

  • Passport size photographs of Applicant
  • Applicant’s Citizenship certificate
  • Certified income source
  • Photographs and Citizenship certificate of Guarantors
  • Purchase agreement/deed ( In case of purchase of land/building)
  • Land ownership certificate (Lal Purja) with ownership type
  • Blue Print
  • Malpot Receipt
  • Four Boundary Certified(Char Killa)
  • House Construction Approval (Map)
  • Building Construction Permission Letter from competent authority (If applicable)

Fee Charges

  • Administrative Charge – 1 %
  • CIC Charge – Rs. 282.50 per inquiry (For No Transaction Report)
  • Rs. 621.50 per inquiry (For Transaction Report)

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