Thursday December 12,2019
वि.सं २०७६ मङ्सिर २६ बिहिबार

Interest Rates

Interest Rate Effective From 2076/08/25

INTEREST RATE ON DEPOSIT

PRODUCT INFO PRODUCT INTEREST RATE(PER ANNUM) PAYMENT ON MINIMUM BALANCE
{{normal-saving-account}}-{{6.5;6.5;NRs. 500;Quaterly Basis}}-{{yes}} 1. Normal Saving 6.50% Quarterly Basis Rs. 500
{{muktinath-premium-bachat}}-{{7;7;NRs. 1000;Quaterly Basis}}-{{yes}} 2. Muktinath Premium Bachat 7.00% Quarterly Basis Rs. 1000
{{muktinath-super-premium-saving-account}}-{{7;7;NRs. 5000;Quaterly Basis}}-{{yes}} 3. Muktinath Super Premium Bachat 7.00% Quarterly Basis Rs. 5000
  4. Current Account - - Rs. 5000
  5.Current Account Other * - - Rs. 1000
  6.Muktinath Sansthagat Upalabdhi Khata - - Rs. 1000
{{mahila-pewa-bachat-khata}}-{{7;7;Nrs. 500;Quaterly Basis}}-{{yes}} 7. Mahila Pewa Bachat 7.00% Quarterly Basis Rs. 500
  8. Sunaulo Bal Shichha Bachat 7.00% Quarterly Basis -
  9. Baidesik Rojgar Bachat 7.00% Quarterly Basis Rs. 500
  10. Micro Personal Saving 7.00% Quarterly Basis Rs. 100
  11. Other Micro Savings 7.00% Quarterly Basis Rs. 100
{{karmachari-bachat}}-{{7;7;Nrs. 100;Quaterly Basis}}-{{yes}} 12. Karmachari Bachat 7.00% Quarterly Basis -
  13. Muktinath Byaktigat Upalabdhi Bachat Khata 7.00% Monthly Basis Rs. 100
{{sharedhani-bachat-khata}}-{{7;7;Nrs. 100;Quaterly Basis}}-{{yes}} 14. Sharedhani Bachat Khata 7.00% Quarterly Basis Rs. 100
  15. Beema Bachat 7.00% Quarterly Basis Rs. 100
  16. Provident Fund Account 7.00% Quarterly Basis -
  17. Samajik Surakchha Bhatta Khata 7.00% Quarterly Basis -
  18. Aatmanirbhar Bachat Khata 7.00% Quarterly Basis -
{{sajilo-bachat-khata}}-{{7;7;Nrs. 100;Quaterly Basis}}-{{yes}} 19. Sajilo Bachat 6.50% Quarterly Basis -
{{muktinath-jeevan-bardan}}-{{7;7;Nrs. 10000-20000;Monthly Basis}}-{{yes}} 20. Muktinath Jeevan Bardaan Bachat Khata 7.00% Monthly Basis Rs. 10000
  21. Muktinath Jeevan Bardaan Plus Bachat Khata 7.00% Monthly Basis Rs. 10000
  22. Muktinath Jeevan Bardaan Premium Bachat Khata 7.00% Monthly Basis Rs. 20000
{{mero-pahilo-bachat-khata}}-{{7;7;Nrs. 100;Quaterly Basis}}-{{yes}} 23. Mero Pahilo Bachat Khata 7.00% Quarterly Basis -
  24. FCY Deposit ($,£,€) up to 1.50% Quarterly Basis  10
  25. Call Deposit Account up to 6.50% Quarterly Basis -

FIXED DEPOSIT

PRODUCT INTEREST RATE PAYMENT ON MINIMUM BALANCE
1. Individual Fixed Deposit Product 3 Months to 5 Years 10.00% p.a. Monthly/ Quarterly Rs. 5000
2. Institutional Fixed Deposit Product 3 Months to 5 Years

10.00% p.a.

Monthly/ Quarterly Rs. 5000
3. Muktinath Pension Scheme 10.00% Monthly/ Quarterly Rs. 50
4. Recurring Deposit 9.00% to 10.00% Monthly/ Quarterly Rs. 500

LOAN AND ADVANCE

PRODUCT PREMIUM % P.A. **
1. Business Loan up to 5.00%
2. Agriculture Loan up to 4.00%
3. Home Loan (new construction & purchase) up to 5.00%
4. Home Loan(other) up to 6.00%
5. Auto Loan up to 5.00%
6. Hirepurchase Loan(new) up to 5.00%
7. Hirepurchase Loan(old) up to 6.00%
8. Real Estate Loan up to 6.00%
9. Personal Loan up to 6.00%
10. Share Loan up to 5.00%
11. Muktinath Sulav Byawasaya Karja up to 5.00%
12. Consumer Loan up to 5.00%
13. Gold Loan up to 4.00%
14. Micro Credit (retail) up to 6.00%
15. Micro Credit (wholesale) up to 5.00%
16. Loan Against Fixed Deposit (upto 90.00%) Coupon Rate Plus 2.00% or Base Rate whichever is higher
Base Rate as of Kartik 2076 11.17%

Note:*Condition Apply  **Premium rate are over the base rate.

BANK GUARANTEE

Types of guarantee

1. Bid Bond 0.25% or minimum rs. 1000 pq
2. Performance Bond 0.35% or minimum rs. 1000 pq
3. Advance payment Gurantee 0.45% or minimum rs. 1000 pq
4. Other Guarantee  0.45% or minimum rs. 1000 pq