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Microfinance

Loan Product


MBBL offers four loan product along with loan-linked insurance:

S.No. Loan Type Loan Size Ins. Int.Rate Services Charge Remarks
1 General Loan 1000-90000 1–11/2 Yrs. 20% 1%
2 Business Group Loan 25000-90000 1-2 Yrs. 20% 2% Only For Business Group Clients
3 Goodwill Member Loan (General + Goodwill) Up to 90000 1-2 Yrs. 20% 2 % After 1 Cycle Loan Completed
4 Microenterprises Loan Up to 200000 1-3 Yrs. 20% 2 %

  1. General Loan
    The women Clients who enrolled in the microfinance program of MBBL are eligible to take first loan called general loan. After analyzing their business, life standard, status. Bank will provides min. Rs. 1000.00 to max. Rs. 20000.00 at first time then gradually increases by. 10000 per cycle up to 90000.

  2. Business Group loan
    The women Clients who enrolled under Business Group Loan directives are eligible for this Loan the clients operating registered small enterprise before membership of the Bank are beneficiaries for this loan product. Loan facilities from 25 thousands to 60 thousand for the first time then gradually increase by. 10000 per cycle up to 90000.

  3. Goodwill member loan
    The clients & Center have been maintaining good track record and completed one cycle of general loan are eligible to receive Goodwill member loan. This loan facility is provided to promote the existing business. Borrower can take these loan facilities up to 90,000 including general loan in successive Cycle.

  4. Micro Enterprise Loan
    This product is designed for the promotion and establishment of Small micro enterprises in the rural areas by taking sufficient Collateral. The clients who have completed one cycle of general or business loan are eligible for micro Enterprise loan amount up to 200000.00.